We Filipinos have a different notion for the word "retire". When we talk about retirement, its either living on pension, old and unable to work, or having a large sum of money and just waiting to die. But actually, the word "retire" means to withdraw from. In our case, work.
Our nation was built with the idea of the industrial age. Where getting a degree to get a job and to work in a company until you are not able to work. Trying to live how our grandfathers and fathers have lived their lives. To me, there's nothing wrong with it. But why ignore the benefits of our age, where all the opportunities are yours for the taking.
I think that all Filipinos want to be rich. And many will trade of their kidneys and precious growing years of their child to do so. But to be rich is not just merely striking a jackpot. Its a habit. And to become rich, there's just one hindrance to your goal -- your job.
It may be a contradicting thought that your job is the reason why you're not rich. If in fact, that is the only way you earn money. I think that your job is the one that's holding everyone of us back to be rich. How many of us really love their job that every morning we tap dance to work? "I'm happy being trap in traffic every morning, every waking day of my life". Said by no one ever. With all that stress, and still you're not rich. What's the problem?
The problem is, you're following the herd. You're living a life that you are taught to live. Pause for a second when you see a line of people piling up on MRT station. See all their faces. All stressed out and disturbed by other people who is just like them. You're going to fight your way again inside the MRT cab. You arrive at work. Do your job, then commute back then get stuck in traffic. Same old people you saw this morning. Only with different faces. You arrive home tired and then you're going to do it again tomorrow. Ask yourself, for how long are you going to do this shit?
Now ask yourself, how you could think differently. Is there any easier way to do the same thing with little effort. What if I could retire early so I don't have to do all of this every morning and just focus on amassing wealth? Retirement doesn't necessarily mean you would stop working. It only means, working is optional.
What if you focus all your efforts to build a passive income that could compete with your salary? Without bringing despair to others or doing bad things to others. Would you still need your job? NO! Why the hell would I bother being stressed out every morning where I can just sleep and wake up to any hour I want and still get paid every month?
"But I love my job!." Then that is great. You'll get promoted easily. Because you're not afraid to take risk. And you're not afraid to get fired. Which means, your boss will trust your judgement more, because you're not kissing his ass. All you do will be out of love and not because of money. That will completely change you.
Majority of people does it backwards. They work and work and work until they are old, and then they retire. If you see the flaw in this logic, you do not have the health to live life when you already broken your body to earn money. Most people fall into this category. And when most people do it, its usually wrong. That is my humble opinion. The reason there's a small number of rich people in every country, its because they do things differently from the majority.
Being with the majority means being average. Being average means, being just enough. And that is not the road to riches. To refuse the urge to follow the herd, means the self discipline to MAKE your own road to travel, your own decisions to make and your own life to live. When all people are trying to get rich and then retire. Try to retire first and then get rich. That is the difference!
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