I Stopped with the Dividends Received

I don't want to stop, because in a way, I keep track of the dividends I receive. But the broker suddenly stopped giving out notifications when I receive the dividends.

Also, I'm abandoning this experiment. I made complete overhaul of my portfolio and only maximizing the dividend yield and growth rather than trying to predict what company will be included next the index. I'm not playing that game anymore. I would like a more passive approach, like the original plan of this blog.

A year ago, I achieved my target goal of P50k a month passive. But due to some problems and some sources of income expiring, my passive is now back to P20k / month.

I realized that its more important to have a sustainable income that could last for a lifetime, rather than trying to chase high risk and high yielding investment. Because a more sustainable income is more predictable, reliable and helps to keep you sleep at night.

Dividend Received 14,000.00

Gross Amount (Php) : 14,000.00
Less Withholding Tax (Php) : 1,400.00
Net Amount (Php) : 12,600.00

How To Invest in COL FINANCIAL

Here are some of video tutorials about investing in COL Financial. If you decided to start investing, these videos might help. They are in Tagalog.

Dividend Received 5,873

Dividend Received 5,873 net after tax.

Result of Stock Picking Experiment

If you remember last year on the same month, I tried to put together a list of stocks that I think would perform well. As I have read in a book about investing, I tried to do the approach in the Philippine Stock Market. Well, for 1 year, here is the result now.

My Stock Holdings		Price	Shares	Ave	Gains	Equity	Yld
ANS : A. SORIANO CORPORATION		6	4,249	7.0600	-4,503.94	25,494.00	-15.01%
ATI : ASIAN TERMINALS, INC.		11.44	2,142	14.0000	-5,483.52	24,504.48	-18.29%
ATN : ATN HOLDINGS, INC. "A"	▲	0.37	96,246	0.3117	5,611.14	35,611.02	18.70%
COSCO : COSCO CAPITAL, INC.	▼	7.77	3,654	8.2100	-1,607.76	28,391.58	-5.36%
FDC : FILINVEST DEVELOPMENT CORPORATION	▼	6.2	6,741	4.4500	11,796.75	41,794.20	39.33%
FLI : FILINVEST LAND, INC.	▲	1.96	15,789	1.9000	947.34	30,946.44	3.16%
IMI : INTEGRATED MICRO-ELECTRONICS, INC.	▼	5.6	4,739	6.3300	-3,459.47	26,538.40	-11.53%
MEG : MEGAWORLD CORPORATION	▼	4.25	5,660	5.3000	-5,943.00	24,055.00	-19.81%
MPI : METRO PACIFIC INVESTMENTS CORPORATION	▼	6.12	6,622	4.5300	10,528.98	40,526.64	35.10%
MWIDE : MEGAWIDE CONSTRUCTION CORP.	▼	6.55	3,851	7.7900	-4,775.24	25,224.05	-15.92%
NIKL : NICKEL ASIA CORPORATION	▼	4.98	1,318	22.7500	-23,420.86	6,563.64	-78.11%
PF : SAN MIGUEL PURE FOODS COMPANY, INC.	▲	220	153	195.9000	3,687.30	33,660.00	12.30%
RCI : ROXAS AND COMPANY, INC.	▼	2.28	15,706	1.9100	5,811.22	35,809.68	19.37%
ROCK : ROCKWELL LAND CORPORATION		1.6	17,045	1.7600	-2,727.20	27,272.00	-9.09%
SHNG : SHANG PROPERTIES, INC.		3.13	9,230	3.2500	-1,107.60	28,889.90	-3.69%
VLL : VISTA LAND & LIFESCAPES, INC.	▼	5.1	4,000	7.5000	-9,600.00	20,400.00	-32.00%
VMC : VICTORIAS MILLING COMPANY, INC.		4.6	6,666	4.5000	666.60	30,663.60	2.22%
TOTAL:					-23,579.26	486,344.63	-4.62%

Some stocks performed well, some didn't. AS I realised from this experiment, I have much to learn in picking stocks. Or perhaps need another strategy? I will try to keep this portfolio for another year, because that is what is written in the book. Hold portfolio for 2 years and sell.

How are your stocking investing coming along?

Dividend Received P38,466 and P2,270.52!

Dividend Received: P42,740
Tax: P4,274
Net: P38,466

Dividend Received: P2,522
Tax: P251.48
Net: P2,270.52

How To REALLY Invest In The Stock Market

Since I started this blog in 2011, I have a different definition in my mind on how to invest in the stock market. As I grew older, that definition has changed over the years. I used to tell myself that the stock market is where we go and get rich. But that is far from the truth, I realized.

The Stock Market is the business of banks and participating in that business means to treat it as business too. Treating the stock market as a place in which you buy inventories for your fictional store like a sari sari store. And banks are considered the malls in the scale of things.

You buy a stock to put inventory to your store. And sell it to other store owners or banks to make profit. In other words, its just a market where people buy and sell shares of a company. You may or may not profit from the deal.

When people think that the stock market is where they go to get rich. They don't run the show like a business. In a small sari sari store, the inventory you sell, you want a little profit margin and will not sell those inventory to anyone if they don't have the money. But an inexperienced investor is willing to sell at a loss, just to cut losses. He did not research enough to know if the stock is in demand or not. If you run a sari sari store like that, you will go bankrupt in the future. Imagine a store owner not buying the most needed goods in a community and spends his money buying things that are needed by the community. Money will get stuck in those inventory and he might sell it at a loss to get the money back.

So investing in the stock market, first and foremost, is about knowing and predicting the future in which people would be most likely need a stock. Its forecasting if people would most likely want a particular stock in the near future and accumulating that stock as soon as you realize this.

Its like buying fireworks 4 months early in anticipation of new year to sell and make profit.